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379
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Learn About Bankruptcy
If you want to file for bankruptcy, you will need to complete a bankruptcy course and earn a bankruptcy education certificate.
Posted on Dec-16-2011
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372
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Credit Counselors Explained
Credit counselors have become commonplace as they can be found at banks, nonprofit agencies, credit unions, universities, and even religious institutions with a purposes to help people get out of debt without declaring bankruptcy.
Posted on Nov-20-2011
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297
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The Difference Between Secured Debt and Unsecured Debt
Debt is a necessary part of everyone’s financial life, and it is important to understand the differences between the various forms of credit available today on the market.
Posted on Nov-09-2011
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303
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Tips to Avoid Home Foreclosure and Bankruptcy
Bankruptcy is a last resort. It can require that people sell a lot of their possessions, and can leave a long-lasting negative mark on their credit reports, so people like to avoid it as much as possible.
Posted on Nov-09-2011
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340
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When Is It Time To Consolidate Your Debt?
If you have a lot of debt that is piling up and adding stress to your life, you might be wondering when it is time to consolidate and look for debt consolidation advice.
Posted on Sep-16-2011
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569
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Tips for Understanding Your Credit Score
Any time you apply for a new line of credit including credit cards, car loans, mortgages, and even school loans, lenders need to know how much of a credit risk you are, and they will decide whether or not to approve you based on your credit score.
Posted on Aug-31-2011
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436
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Why Choose a Non-Profit Credit Counseling Service
Dealing with excessive credit card debt can be frustrating, overwhelming and downright scary. The crushing weight of credit card debt can leave you feeling hopeless, but there are options available through national credit counseling services to help relieve your debt and help you regain control of your finances.
Posted on Aug-31-2011
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621
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Get Debt Help With Online Bankruptcy Counseling
If you're falling behind on your bills, you may be scared about your financial future. One way to get the help that you need is through the process of bankruptcy. This can allow you to erase some of your debts and get a new financial start.
Posted on Apr-28-2011
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384
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The Pros and Cons of Debt Settlement
If you have a large amount of debt that you cannot possibly pay off, you may be considering debt settlement. Settlement involves negotiating with creditors over the amount you owe and agreeing to pay a lower lump sum payment to settle your debt.
Posted on Dec-10-2010
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569
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Filing for Bankruptcy Mandatory Counseling Requirements
In October, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act became law. With only a few exceptions, consumers filing for bankruptcy protection must receive a bankruptcy counseling certificate from an approved provider of the United States Trustee Program, an affiliate of the Department of Justice.
Posted on Oct-12-2010
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476
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Make Sure You Work With A Certified Credit Counselor in CA
When dealing with your personal finances in California you must make wise decisions. Employing the help of an uncertified credit counselor could cost you more than you expect. Poor advice can cause you to make poor decisions.
Posted on May-25-2010
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420
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Cost of Living in NYC and Debt Management for Those Struggling
New York City is one of the most expensive places to live in the United States. If it were only the gas prices and incidentals like that, it could be tolerable, but there is not an item that is reasonably priced when compared to the rest of the country.
Posted on Apr-16-2010
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441
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If Legislation Comes Too Late, Credit Counseling is an Option
Not too long ago, there were changes made to how credit card companies function. Even though there are yet to be implemented laws forcing the adaptation and reform of their practices, companies are already beginning to do some things differently.
Posted on Mar-16-2010
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